USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Senior & Disability

About This Program

USDA program offering low-interest loans up to $27,500 and grants up to $10,000 for very-low-income homeowners age 62+ to repair, improve, or modernize homes in eligible rural areas. Grants are for removing health and safety hazards.

Combination of 1% loan and grant for seniors, eligibility varies

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Loan up to $27,500 at 1% interest
  • Grant up to $10,000 for seniors 62+
  • Very low income required (50% AMI)
  • For eligible rural areas only
  • Check USDA eligibility for Melvindale address

How to Apply

A grant-savvy contractor in Melvindale, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Melvindale early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Melvindale, MI

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