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901HELP Memphis Home Empowerment Loan

City of Memphis HCD / LISC / Regions Bank

available city

About This Program

10-year low-interest (1.5%) home repair loans for low-to-moderate income Memphis homeowners. Covers roofs, HVAC, electrical, plumbing, windows, porches, lead and mold. Public-private partnership between City of Memphis, LISC, and Regions Bank. Credit score 560+ required.

Own and occupy 12+ months, credit 560+, income-eligible

Key Details

  • $5,000 – $25,000 at 1.5% interest, 10-year term
  • Covers roofs, HVAC, electrical, plumbing, windows, lead/mold
  • Credit score 560+ required; must own/occupy 12+ months
  • Apply through United Housing Inc. at Home901.org

How to Apply

Visit Official Program Page

901-272-1122

Deadline: Rolling applications via United Housing Inc.

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