USDA Section 504 Home Repair Program

USDA Rural Development

Available Senior & Disability

About This Program

Provides loans up to $40,000 and grants up to $10,000 for very low-income homeowners to repair, improve, or modernize their homes. Grants available only to seniors age 62+ unable to repay a loan. Must be in eligible rural area.

Maximum grant amount for seniors 62+ unable to repay loan

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Loans up to $40,000 or grants up to $10,000
  • Grants only for seniors 62+ unable to repay loan
  • Income must be very low (50% AMI or below)
  • Must own and occupy home in eligible rural area
  • Covers health and safety repairs

How to Apply

A grant-savvy contractor in Menifee, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Menifee early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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