CalHFA Accessibility Modification Program

California Housing Finance Agency

Available Senior & Disability

About This Program

Provides deferred-payment loans to modify homes for accessibility for elderly or disabled residents. Loan is deferred with no monthly payments; repaid when property is sold, refinanced, or no longer owner-occupied.

Average deferred loan for accessibility modifications such as ramps, grab bars, and widened doorways

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Deferred loan up to $15,000 for accessibility modifications
  • For seniors or persons with disabilities
  • No monthly payments required
  • Repaid when home is sold or refinanced
  • Income at or below 120% AMI

How to Apply

A grant-savvy contractor in Menlo Park, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Menlo Park early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Ongoing while funds available

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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