USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Federal program providing loans and grants to very-low-income homeowners in eligible rural areas to repair or improve their homes. Grants up to $7,500 available for seniors age 62+ to remove health and safety hazards.

Combination of grant (if age 62+) and low-interest loan available

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $27,500 for seniors age 62+
  • Income below 50% area median required
  • Must be in eligible rural or suburban area
  • Repairs must address health/safety hazards

How to Apply

Get free help applying Visit Official Program Page Track this program

(715) 345-7615

A grant-savvy contractor in Menomonee Falls, WI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing, subject to annual funding

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