USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

USDA provides low-interest loans up to $40,000 and grants up to $10,000 for very low-income homeowners age 62+ in eligible rural areas near Mentor to repair or improve their homes. Grant portion for removing health and safety hazards.

Combines 1% loan up to $40,000 with grant up to $10,000 for seniors 62+

Key Details

  • Loan up to $40,000 at 1% interest, 20-year term
  • Grant up to $10,000 for seniors 62+ to remove hazards
  • Very low-income homeowners in eligible areas
  • Check with USDA for Mentor area eligibility
  • Must be owner-occupied

How to Apply

Get free help applying Visit Official Program Page Track this program

(937) 225-7681

A grant-savvy contractor in Mentor, OH can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling; contact local USDA office for eligibility

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