Find grants, rebates, forgivable loans, and free programs for Mentor, OH, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Mentor, OH, with individual awards up to $126,526. 9 programs target seniors, 2 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
CDBG-funded rehabilitation loans for low- to moderate-income owner-occupants in Mentor to address major home repairs and...
Provides emergency repair grants to very low-income Mentor homeowners facing immediate threats to health and safety. Pri...
Provides grants for ADA-compliant modifications to homes occupied by persons with disabilities or seniors in Mentor. Fun...
Free home weatherization services for income-eligible Mentor residents administered through Lake County Community Action...
State and HUD-funded program to remove lead-based paint hazards in Lake County homes built before 1978 with children und...
FirstEnergy Ohio Edison customers in Mentor can receive rebates for qualifying energy-efficiency improvements including ...
FirstEnergy offers rebates for qualifying air-source and geothermal heat pump installations in Mentor. Rebate amounts va...
Dominion Energy natural gas customers in Mentor qualify for rebates on high-efficiency furnaces, boilers, water heaters,...
Ohio Housing Trust Fund provides emergency repair grants to very low-income homeowners, with priority for seniors and pe...
USDA provides low-interest loans up to $40,000 and grants up to $10,000 for very low-income homeowners age 62+ in eligib...
Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. El...
Helps veterans with certain service-connected disabilities adapt a family member's home in which they will reside. Eligi...
Assistance for income-qualified Lake County homeowners to repair or replace failing sewer lateral lines. Low-interest lo...
Federal HOME funds administered by Lake County for owner-occupied rehabilitation in Mentor. Provides forgivable loans fo...
Provides minor home repair and modification grants to seniors age 60+ in Lake County to help them age safely in place. C...
FirstEnergy customers in Mentor may qualify for solar installation rebates. Rebate amount varies based on system size. S...
Ohio Homestead Exemption reduces property taxes for qualifying seniors age 65+ and persons with disabilities in Mentor. ...
State and federal disaster recovery assistance for Mentor residents affected by presidentially declared disasters. Provi...
If established in Mentor, Ohio ESID financing allows property owners to borrow for energy efficiency and renewable energ...
Ohio provides a 25% state tax credit for qualified rehabilitation of historic homes in Mentor listed on the National Reg...
Free home energy efficiency upgrades for income-qualified FirstEnergy customers in Mentor. Includes LED lighting, progra...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Mentor, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Mentor, 16 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.