Home Improvement Grants in Mentor.

Find grants, rebates, forgivable loans, and free programs for Mentor, OH, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Mentor, OH, with individual awards up to $126,526. 9 programs target seniors, 2 serve veterans, and 11 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants16Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $30,000

Mentor CDBG Owner-Occupied Rehabilitation Program

CDBG-funded rehabilitation loans for low- to moderate-income owner-occupants in Mentor to address major home repairs and...

Home Repair
Grant up to $10,000

Mentor Emergency Home Repair Grant

Provides emergency repair grants to very low-income Mentor homeowners facing immediate threats to health and safety. Pri...

Emergency
Grant up to $15,000

Mentor Accessibility Modification Program

Provides grants for ADA-compliant modifications to homes occupied by persons with disabilities or seniors in Mentor. Fun...

Seniors & Disability
Free weatherization (avg. $9,500 value)

Ohio Weatherization Assistance Program (Mentor)

Free home weatherization services for income-eligible Mentor residents administered through Lake County Community Action...

Weatherization
Free lead hazard removal

Ohio Lead Hazard Control Program (Lake County)

State and HUD-funded program to remove lead-based paint hazards in Lake County homes built before 1978 with children und...

Home Repair
Rebates up to $5,500

FirstEnergy Home Energy Efficiency Program

FirstEnergy Ohio Edison customers in Mentor can receive rebates for qualifying energy-efficiency improvements including ...

Energy
Up to $2,000 rebate

FirstEnergy Heat Pump Rebate Program

FirstEnergy offers rebates for qualifying air-source and geothermal heat pump installations in Mentor. Rebate amounts va...

Energy
Rebates up to $3,500

Dominion Energy Home Energy Efficiency Rebates

Dominion Energy natural gas customers in Mentor qualify for rebates on high-efficiency furnaces, boilers, water heaters,...

Energy
Grant up to $12,000

Ohio Housing Trust Fund Repair Program

Ohio Housing Trust Fund provides emergency repair grants to very low-income homeowners, with priority for seniors and pe...

Emergency
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA provides low-interest loans up to $40,000 and grants up to $10,000 for very low-income homeowners age 62+ in eligib...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. El...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a family member's home in which they will reside. Eligi...

Veterans
Loan/grant up to $7,500

Lake County Sewer Lateral Assistance Program

Assistance for income-qualified Lake County homeowners to repair or replace failing sewer lateral lines. Low-interest lo...

Home Repair
Up to $35,000 per unit

Ohio HOME Investment Partnerships (Mentor)

Federal HOME funds administered by Lake County for owner-occupied rehabilitation in Mentor. Provides forgivable loans fo...

Home Repair
Grant up to $5,000

Lake County Senior Home Repair Program

Provides minor home repair and modification grants to seniors age 60+ in Lake County to help them age safely in place. C...

Seniors & Disability
Up to $5,000 rebate

Ohio Solar Energy Rebate Program

FirstEnergy customers in Mentor may qualify for solar installation rebates. Rebate amount varies based on system size. S...

Solar/Renewable
Reduces taxable value up to $27,200

Ohio Homestead Exemption (Mentor)

Ohio Homestead Exemption reduces property taxes for qualifying seniors age 65+ and persons with disabilities in Mentor. ...

Property Tax Relief
Varies by disaster declaration

Ohio Disaster Recovery Housing Program

State and federal disaster recovery assistance for Mentor residents affected by presidentially declared disasters. Provi...

Disaster
Loan amount varies

Ohio Energy Special Improvement District (ESID)

If established in Mentor, Ohio ESID financing allows property owners to borrow for energy efficiency and renewable energ...

Solar/Renewable
25% state credit + 20% federal credit

Ohio Historic Preservation Tax Credit

Ohio provides a 25% state tax credit for qualified rehabilitation of historic homes in Mentor listed on the National Reg...

Historic
Free efficiency upgrades (avg. $3,000 value)

FirstEnergy Income-Qualified Home Efficiency Program

Free home energy efficiency upgrades for income-qualified FirstEnergy customers in Mentor. Includes LED lighting, progra...

Energy

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Mentor

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Frequently asked questions

What home improvement grants are available in Mentor, OH?

25 programs are currently listed for Mentor, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Mentor have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Mentor, 16 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.

How do I apply for home repair grants in Mentor?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.