USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Loans and grants to very low-income homeowners in eligible rural areas to repair or improve their homes. Grants up to $10,000 for seniors 62+ to remove health and safety hazards. Loans up to $40,000 at 1% interest for 20 years.

Grant for seniors 62+; loan for others; both available to very low-income

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Grants up to $10,000 for homeowners 62+
  • Loans up to $40,000 at 1% interest
  • Income must be very low (50% AMI or below)
  • Must be in USDA-eligible rural area
  • Covers health/safety hazards and accessibility

How to Apply

A grant-savvy contractor in Mequon, WI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Mequon early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications accepted year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Mequon, WI

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs