California Mortgage Relief Program

California Housing Finance Agency

Waitlist Home Repair

About This Program

Provides mortgage payment assistance to eligible California homeowners facing financial hardship. Covers past-due mortgage payments, property taxes, insurance, and HOA fees. Must demonstrate COVID-19 or other qualifying financial hardship.

Assistance amount based on arrears and qualifying hardship documentation

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to $80,000 for past-due mortgage payments
  • Covers property taxes, insurance, and HOA fees
  • Must demonstrate qualifying financial hardship
  • Income limits apply based on household size
  • Currently waitlisted, check for reopening

How to Apply

A grant-savvy contractor in Merced, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Merced early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications currently paused; check website for updates

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Merced, CA

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