Merced County Owner-Occupied Rehabilitation Program

Merced County Community & Economic Development

Available Home Repair

About This Program

Provides deferred loans for major home repairs to income-qualified homeowners in unincorporated Merced County. Covers health and safety hazards, code violations, and essential systems. Loan deferred until sale or transfer of property.

Deferred loan amount based on scope of necessary repairs, no monthly payment

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Deferred loan up to $30,000 for home repairs
  • For owner-occupied homes in unincorporated Merced County
  • Income at or below 80% AMI required
  • No monthly payment, due at sale or transfer
  • Covers health/safety hazards and code violations

How to Apply

A grant-savvy contractor in Merced, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Merced early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications accepted on a rolling basis

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Merced, CA

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