IHCDA Owner-Occupied Rehabilitation Program

About This Program

State-funded program providing forgivable loans to low-income homeowners for major home repairs and rehabilitation. Loan is forgiven after 5 years of continued owner-occupancy.

Forgivable loan amount based on scope of repairs needed

Key Details

• Forgivable loan up to $25,000 for major repairs
• Income at or below 80% AMI required
• Must be owner-occupied for 5 years for full forgiveness
• Covers structural, systems, and accessibility improvements
• Administered through local housing agencies

How to Apply

A grant-savvy contractor in Merrillville, IN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications through local administrators