USDA Section 504 Home Repair Program

U.S. Department of Agriculture

Available Home Repair

About This Program

Low-interest loans and grants for very low-income homeowners in eligible rural areas to repair or improve their homes. Grants available to homeowners 62+ to remove health and safety hazards. Michigan City is not eligible; nearest rural areas in LaPorte County may qualify.

Grant up to $10,000 for seniors; loan up to $40,000 at 1% interest

Key Details

  • Low-interest loans and grants for rural homeowners
  • Grants up to $10,000 for seniors 62+
  • Loans up to $40,000 at 1% interest
  • Must be in USDA-eligible rural area
  • Income at or below 50% AMI required

How to Apply

Get free help applying Visit Official Program Page Track this program

(317) 290-3100

A grant-savvy contractor in Michigan City, IN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

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