Home Improvement Grants in Michigan City.

Find grants, rebates, forgivable loans, and free programs for Michigan City, IN, filtered to your situation.

As of June 2026, 28 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Michigan City, IN, with individual awards up to $126,526. 8 programs target seniors, 2 serve veterans, and 16 require no income limit.

Not sure which program fits? Email us what you need. It is free, and a real person answers.

1
Filter
Tell us about you
2
Browse
See matching programs
3
Get help
Or filter by your situation
Showing 28 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization

Indiana Weatherization Assistance Program (WAP)

Federal WAP program administered by the state of Indiana provides free energy-efficiency upgrades for income-qualified h...

Weatherization
Free lead hazard removal

Indiana Lead Hazard Reduction Program

State-administered HUD grant to eliminate lead-based paint hazards in homes built before 1978 where children under age 6...

Home Repair
Forgivable loan up to $35,000

Michigan City Owner-Occupied Rehabilitation Program

CDBG-funded program providing major home repairs for low- and moderate-income homeowners in Michigan City. Loan is forgi...

Home Repair
Up to $10,000 grant

Michigan City Emergency Home Repair Grant

Provides emergency repairs addressing immediate health and safety threats for very low-income homeowners in Michigan Cit...

Emergency
Grant up to $20,000

Michigan City Accessibility Modification Program

CDBG-funded grants for accessibility modifications in owner-occupied homes where a household member has a disability. Co...

Seniors & Disability
Loan up to $5,000

Michigan City Sewer Lateral Repair Program

Low-interest loan program for repair or replacement of private sewer laterals from the home to the public main. Availabl...

Home Repair
Up to $750 rebate

NIPSCO High-Efficiency HVAC Rebate

Rebate for NIPSCO gas customers who install qualifying high-efficiency furnaces or boilers. Equipment must meet ENERGY S...

Energy
Up to $500 rebate

NIPSCO Insulation Rebate

Rebate for NIPSCO customers who add insulation to attics, walls, or crawl spaces. Must meet program R-value requirements...

Weatherization
Up to $200 rebate

NIPSCO Water Heater Rebate

Rebate for NIPSCO gas customers who install a high-efficiency gas water heater with an energy factor of 0.67 or higher. ...

Energy
$100 instant rebate

NIPSCO Smart Thermostat Rebate

Instant discount for NIPSCO customers purchasing a qualifying smart thermostat through the online marketplace. Thermosta...

Energy
Up to $600 rebate

NIPSCO Electric Heat Pump Rebate

Rebate for NIPSCO electric customers who install qualifying air-source or geothermal heat pumps. Equipment must meet min...

Energy
Ongoing income from energy credits

Indiana Solar Renewable Energy Credits (SRECs)

Indiana residents with solar installations can earn renewable energy credits (RECs) for electricity generated. Credits c...

Solar/Renewable
30% of system cost

Federal Solar Investment Tax Credit (ITC)

Federal tax credit covering 30% of the cost of residential solar photovoltaic systems installed for installations comple...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Low-interest loans and grants for very low-income homeowners in eligible rural areas to repair or improve their homes. G...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Co...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a family member's home in which they reside, or their o...

Veterans
Up to $50,000 per unit

Indiana HOME Investment Partnerships Program

Federal HOME funds administered by Indiana for rehabilitation of owner-occupied and affordable rental housing. Available...

Home Repair
Up to $3,000 grant

LaPorte County Senior Home Repair Program

Grant program for seniors 60+ in LaPorte County to address minor home repairs that affect safety and independence. Cover...

Seniors & Disability
Free education course

Michigan City Homebuyer Education Program

Free HUD-certified homebuyer education course covering budgeting, mortgage products, home inspections, and maintaining a...

Homebuyer Ed
Reduce assessed value by up to 60%

Indiana Homestead Property Tax Deduction

Indiana homestead deduction reduces the assessed value of owner-occupied primary residences, lowering property tax bills...

Property Tax Relief
Reduce property tax bill

Indiana Over-65 Circuit Breaker Tax Credit

Indiana property tax credit for homeowners 65 and older. Caps property tax liability at a percentage of gross income for...

Property Tax Relief
Up to $38,000 per household

Indiana Individual Assistance Program (Post-Disaster)

Federal and state disaster assistance activated only after a presidential disaster declaration. Provides grants for home...

Disaster
Reduced rate mortgage + up to $5,000 down payment help

Indiana Next Generation Hoosier Educators Mortgage Program

Below-market mortgage program for Indiana teachers and school employees. Includes down payment assistance and reduced in...

Homebuyer
Up to $800 energy assistance

Low Income Home Energy Assistance Program (LIHEAP)

Federal program providing energy bill payment assistance to income-qualified Michigan City households. Priority given to...

Energy

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

Pick a project to see how much funding could stack on it from multiple programs in this city.

Refine for your household (optional)

Tell us about your household to see the total you could actually stack. We do not save or share this.

Grant-Approved Contractors in Michigan City

These contractors specialize in grant-funded projects and understand the documentation requirements.

No contractors listed yet, be the first in this market.

Get matched with a grant-savvy contractor

Tell us about your project. We'll connect you with contractors in your city who've completed grant-funded work and know the program documentation.

Get notified when programs change

We'll email you when new programs open, deadlines approach, or funding runs low.