Idaho Housing and Finance Association Owner-Occupied Rehabilitation

Idaho Housing and Finance Association (IHFA)

Available Home Repair

About This Program

Provides forgivable loans to owner-occupants with low to moderate income for major home repairs and rehabilitation. Loan is forgiven after 10 years of continued occupancy. Available through local housing authorities including Canyon County.

Forgivable loan, no repayment if you remain in the home for 10 years

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Forgivable loan up to $35,000
  • Income at or below 80% AMI required
  • Must be owner-occupied
  • Forgiven after 10 years of occupancy
  • Major repairs and rehabilitation eligible

How to Apply

A grant-savvy contractor in Middleton, ID can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Middleton early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling, subject to fund availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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