USDA Section 504 Home Repair Program

USDA Rural Development

Available Senior & Disability

About This Program

Low-interest loans and grants for very low-income rural homeowners age 62+ to repair, improve, or modernize their homes or remove health and safety hazards. Middleton properties may qualify depending on census tract designation.

1% loan up to $40,000; grant up to $10,000 for seniors 62+

Data last verified 2026-06-09. How we verify our data.

Key Details

  • 1% loan up to $40,000 for home repairs
  • Grant up to $10,000 for seniors 62+
  • Income at or below 50% AMI required
  • Must be rural or eligible census tract
  • Covers health/safety hazards and accessibility

How to Apply

A grant-savvy contractor in Middleton, WI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Middleton early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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