USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans and grants for very-low-income homeowners in eligible rural areas to repair, improve, or modernize homes. Grants up to $10,000 available for seniors (62+) to remove health and safety hazards.

Combination of 1% loan up to $27,500 plus grant up to $10,000 for seniors

Key Details

  • Low-interest loan up to $27,500 (1% interest)
  • Grant up to $10,000 for seniors 62+
  • Income at or below 50% AMI required
  • Must be in eligible rural area
  • Repairs must remove health/safety hazards

How to Apply

Get free help applying Visit Official Program Page Track this program

(302) 697-4300

A grant-savvy contractor in Middletown, DE can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing; contact local USDA office

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