Home Improvement Grants in Middletown.

Find grants, rebates, forgivable loans, and free programs for Middletown, DE, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Middletown, DE, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 13 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants17Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates2Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $15,000 grant

Delaware Housing Finance Authority Emergency Home Repair Program

Provides grants to low-income Delaware homeowners for emergency repairs that pose immediate health and safety threats. E...

Emergency
Up to $8,000 per home

Delaware Weatherization Assistance Program

Federally-funded program providing free weatherization services to income-eligible Delaware households. Services include...

Weatherization
Free lead hazard remediation

Delaware Childhood Lead Poisoning Prevention Program

Provides free lead hazard assessment and remediation for homes built before 1978 where children under 6 reside or visit ...

Home Repair
Up to $30,000 forgivable loan

DSHA Owner-Occupied Rehabilitation Program

Provides forgivable loans for substantial home repairs and rehabilitation to moderate-income homeowners in Delaware. Loa...

Home Repair
Up to $25,000 forgivable loan

New Castle County CDBG Home Rehabilitation Program

CDBG-funded program providing home rehabilitation loans to low-income homeowners in unincorporated New Castle County and...

Home Repair
Up to $15,000 grant

New Castle County Accessibility Modification Program

Provides grants to income-eligible homeowners in New Castle County for accessibility modifications to accommodate reside...

Seniors & Disability
Up to $1,500 rebate

Delmarva Power Heat Pump Rebate

Rebate for Delmarva Power customers who install qualifying energy-efficient heat pumps. Incentive amounts vary based on ...

Weatherization
Up to $5,000 in rebates

Delmarva Power Home Performance with ENERGY STAR

Comprehensive home energy audit and rebate program for Delmarva Power customers. Includes professional energy assessment...

Weatherization
$100 tune-up discount

Delmarva Power HVAC Tune-Up Program

Discounted HVAC tune-up service for Delmarva Power customers. Professional technician inspects and tunes heating and coo...

Weatherization
30% of system cost

Federal Residential Solar Investment Tax Credit

Federal tax credit covering 30% of the cost of residential solar panel systems and battery storage. Credit applies to eq...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Low-interest loans and grants for very-low-income homeowners in eligible rural areas to repair, improve, or modernize ho...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grants for veterans with certain service-connected disabilities to build, buy, or modify a home to meet accessibility ne...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grants for veterans with certain service-connected disabilities to adapt a home to meet accessibility needs. Eligible fo...

Veterans
Up to $50,000 financing

Delaware HERO Home Energy Loan Program

Property-assessed clean energy (PACE) financing for Delaware homeowners to install energy efficiency and renewable energ...

Solar/Renewable
Up to $15,000 down payment grant

Delaware First-Time Homebuyer Down Payment Assistance

Down payment and closing cost assistance for first-time homebuyers in Delaware. Available as a grant (does not need to b...

Homebuyer
Up to $5,000 low-interest loan

Middletown Water & Sewer Lateral Repair Assistance

Low-interest loan program for Middletown homeowners to repair or replace private water and sewer lateral lines. Loans pr...

Home Repair
Up to 50% school tax reduction

Delaware Senior School Property Tax Relief

Delaware residents age 65+ can receive a reduction in school property taxes if they have lived in Delaware for at least ...

Property Tax Relief
Up to $1,200 heating assistance

Delaware Low Income Home Energy Assistance (LIHEAP)

Federal program providing heating and cooling assistance to low-income Delaware households. Assistance paid directly to ...

Energy
Up to $5,000 grant

Delaware Wildfire Home Hardening Grant

Grants for homeowners in wildfire-prone areas to improve home resistance to wildfire through upgrades such as fire-resis...

Disaster
30% state tax credit

Delaware Historic Preservation Tax Credit

State tax credit equal to 30% of qualified rehabilitation expenses for owner-occupied historic homes listed on the Natio...

Historic
Up to $15,000 low-interest loan

Delaware Septic System Repair Loan Program

Low-interest loans for Delaware homeowners to repair or replace failing septic systems. Loans available at 3% interest w...

Home Repair

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Middletown

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Frequently asked questions

What home improvement grants are available in Middletown, DE?

25 programs are currently listed for Middletown, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Middletown have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Middletown, 17 programs do not require repayment, 2 are forgivable loans, and 2 are rebates.

How do I apply for home repair grants in Middletown?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.