Find grants, rebates, forgivable loans, and free programs for Middletown, DE, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Middletown, DE, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 13 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 2 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides grants to low-income Delaware homeowners for emergency repairs that pose immediate health and safety threats. E...
Federally-funded program providing free weatherization services to income-eligible Delaware households. Services include...
Provides free lead hazard assessment and remediation for homes built before 1978 where children under 6 reside or visit ...
Provides forgivable loans for substantial home repairs and rehabilitation to moderate-income homeowners in Delaware. Loa...
CDBG-funded program providing home rehabilitation loans to low-income homeowners in unincorporated New Castle County and...
Provides grants to income-eligible homeowners in New Castle County for accessibility modifications to accommodate reside...
Rebate for Delmarva Power customers who install qualifying energy-efficient heat pumps. Incentive amounts vary based on ...
Comprehensive home energy audit and rebate program for Delmarva Power customers. Includes professional energy assessment...
Discounted HVAC tune-up service for Delmarva Power customers. Professional technician inspects and tunes heating and coo...
Federal tax credit covering 30% of the cost of residential solar panel systems and battery storage. Credit applies to eq...
Low-interest loans and grants for very-low-income homeowners in eligible rural areas to repair, improve, or modernize ho...
Grants for veterans with certain service-connected disabilities to build, buy, or modify a home to meet accessibility ne...
Grants for veterans with certain service-connected disabilities to adapt a home to meet accessibility needs. Eligible fo...
Property-assessed clean energy (PACE) financing for Delaware homeowners to install energy efficiency and renewable energ...
Down payment and closing cost assistance for first-time homebuyers in Delaware. Available as a grant (does not need to b...
Low-interest loan program for Middletown homeowners to repair or replace private water and sewer lateral lines. Loans pr...
Delaware residents age 65+ can receive a reduction in school property taxes if they have lived in Delaware for at least ...
Federal program providing heating and cooling assistance to low-income Delaware households. Assistance paid directly to ...
Grants for homeowners in wildfire-prone areas to improve home resistance to wildfire through upgrades such as fire-resis...
State tax credit equal to 30% of qualified rehabilitation expenses for owner-occupied historic homes listed on the Natio...
Low-interest loans for Delaware homeowners to repair or replace failing septic systems. Loans available at 3% interest w...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Middletown, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Middletown, 17 programs do not require repayment, 2 are forgivable loans, and 2 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.