FHA 203(k) Rehabilitation Mortgage

Federal Housing Administration

Available Home Repair

About This Program

Allows homebuyers and homeowners to finance both the purchase (or refinance) and rehabilitation of a home with a single mortgage. Limited 203(k) covers repairs up to $35,000; Standard 203(k) available for larger projects. Available through FHA-approved lenders.

Mortgage includes both purchase/refinance and repair costs; down payment as low as 3.5%

Key Details

  • Single mortgage for purchase and repairs
  • Limited 203(k) up to $35,000 in repairs
  • Down payment as low as 3.5%
  • Available through FHA-approved lenders
  • Can be used to buy fixer-upper homes

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 225-5342

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Deadline: Ongoing through FHA-approved lenders

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