USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Provides loans and grants to very-low-income rural homeowners for home repairs, improvements, or modernization. Seniors age 62+ may qualify for grants up to $10,000 to remove health and safety hazards. Properties must be in eligible rural areas.

Grant amount up to $10,000 for seniors 62+; loans available up to $40,000

Key Details

  • Grants up to $10,000 for seniors 62+ in rural areas
  • Loans up to $40,000 at 1% interest
  • Must be very low income (50% AMI or below)
  • Removes health and safety hazards
  • Property must be in eligible rural area

How to Apply

A grant-savvy contractor in Middletown, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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