USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Senior & Disability

About This Program

Low-interest loans and grants for very low-income homeowners to repair, improve, or modernize their homes in eligible rural areas. Grants available only to seniors (62+) for accessibility and safety improvements.

Combination of low-interest loan and grant for qualifying seniors

Key Details

  • Loan up to $40,000 at 1% interest
  • Grant up to $10,000 for seniors (62+)
  • Very low income required (50% AMI or below)
  • Must be in eligible rural area
  • Covers repairs, accessibility, health hazards

How to Apply

A grant-savvy contractor in Middletown, OH can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Middletown, OH

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