Find grants, rebates, forgivable loans, and free programs for Middletown, OH, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Middletown, OH, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 18 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
Not sure which program fits? Email us what you need. It is free, and a real person answers.
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides free energy efficiency upgrades to qualifying low-income households in Ohio, including insulation, air sealing,...
Provides grants for critical home repairs for low- to moderate-income homeowners in Ohio. Covers essential repairs inclu...
CDBG-funded forgivable loan for substantial home repairs for low-income homeowners in Butler County. Loan is forgiven af...
State and HUD-funded program to remove lead-based paint hazards in homes built before 1978 where children under age 6 re...
Free home energy assessment and installation of energy-saving products including LED bulbs, faucet aerators, water heate...
Rebate for installation of qualifying high-efficiency electric heat pump systems. Up to $650 for air-source heat pumps m...
Rebate for installation of qualifying high-efficiency electric water heaters including heat pump water heaters. Rebate a...
Rebate for purchase and installation of qualifying ENERGY STAR smart thermostats. Smart thermostats optimize heating and...
Low-interest loans and grants for very low-income homeowners to repair, improve, or modernize their homes in eligible ru...
Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disabilities. ...
Helps veterans with certain service-connected disabilities adapt a family member's home where they reside. Covers access...
CDBG-funded grant for accessibility modifications for low-income homeowners with disabilities in Middletown. Covers whee...
Grant program for seniors age 62 and older to address critical home repairs including roofing, plumbing, electrical, HVA...
Assistance for low- to moderate-income homeowners to repair or replace failing private sewer laterals. Prevents sewage b...
Down payment and closing cost assistance for eligible first-time homebuyers in Ohio. Grant does not require repayment if...
Federal income tax credit worth up to 50% of annual mortgage interest paid, up to $2,000 per year. Available to eligible...
Federal Homeowner Assistance Fund providing mortgage payment assistance, mortgage reinstatement, and help with property ...
Federal HOME funds for rental property owners to rehabilitate units for occupancy by low-income households. Requires 15-...
State tax credit equal to 25% of qualified rehabilitation expenditures for certified historic buildings. Can be combined...
Forgivable loan to purchase and rehabilitate vacant or foreclosed properties in Middletown. Loan is forgiven after 10 ye...
Federal tax credit equal to 30% of the cost of installing a residential solar energy system. No maximum credit amount. C...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
These contractors specialize in grant-funded projects and understand the documentation requirements.
No contractors listed yet, be the first in this market.
Tell us about your project. We'll connect you with contractors in your city who've completed grant-funded work and know the program documentation.
We'll email you when new programs open, deadlines approach, or funding runs low.
25 programs are currently listed for Middletown, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Middletown, 18 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.