USDA Section 504 Home Repair Loan & Grant

About This Program

USDA program providing low-interest loans and grants to very low-income homeowners in eligible rural areas near Midland to repair, improve, or modernize their homes. Grants available only to seniors age 62+ who cannot repay a loan.

Loan at 1% interest for up to 20 years; grant available for seniors 62+

Key Details

• Loans up to $40,000 at 1% interest
• Grants up to $10,000 for seniors 62+
• Very low income required (50% AMI or below)
• Available in eligible rural areas near Midland
• Can combine loan and grant for same project

How to Apply

A grant-savvy contractor in Midland, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing applications