Find grants, rebates, forgivable loans, and free programs for Midland, TX, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Midland, TX, with individual awards up to $200,000. 8 programs target seniors, 3 serve veterans, and 14 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 18 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federal weatherization program administered by TDHCA that provides free energy efficiency improvements to income-qualifi...
CDBG-funded forgivable loan program for major home repairs for low-income homeowners in Midland. Loan is forgiven after ...
Provides emergency grants for critical health and safety repairs to owner-occupied homes of very low-income households i...
Provides grants for accessibility modifications to homes occupied by persons with disabilities in Midland. Includes whee...
USDA program providing low-interest loans and grants to very low-income homeowners in eligible rural areas near Midland ...
Grant for veterans with certain service-connected disabilities to purchase or modify a home to accommodate their disabil...
Grant for veterans with certain service-connected disabilities to make adaptations to their home. For veterans who are b...
Rebates for Oncor customers in Midland who upgrade to high-efficiency HVAC systems. Rebates range from $300 to $1,700 de...
Rebate for purchasing and installing a qualifying smart thermostat in your Midland home served by Oncor. Thermostats mus...
Rebates for insulation, air sealing, and duct sealing improvements in Oncor service territory including Midland. Pre-app...
Rebates for natural gas customers of Atmos Energy in Midland who install high-efficiency water heaters, furnaces, and in...
Texas state law exempts the added home value from solar panel installation from property taxes. The exemption applies to...
Federal tax credit covering 30% of the cost of solar panel installation including equipment and labor. Available to Midl...
Down payment and closing cost assistance for first-time homebuyers in Midland. Combines 30-year fixed-rate mortgage with...
Low-interest home loans for Texas veterans with competitive rates and low down payments. Available for home purchase, re...
Grant program specifically for homeowners age 62 and older in Midland to make critical home repairs. Does not require re...
Free lead hazard testing and abatement for homes built before 1978 in Midland County with children under age 6. Program ...
Grant program to assist low-income homeowners in Midland with repair or replacement of private sewer lateral lines from ...
Financial assistance for low-income Midland homeowners to replace aging or leaking private water service lines from the ...
HUD disaster recovery funds for Texas homeowners affected by federally-declared disasters. Assists with unmet recovery n...
Texas homeowners age 65 or older receive a minimum $10,000 property tax exemption from school district taxes plus a tax ...
Texas homeowners receiving Social Security disability benefits or veterans with 100% service-connected disability receiv...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Midland, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Midland, 18 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.