USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

USDA loans and grants for very low-income homeowners in eligible rural areas to repair or improve dwellings, remove health and safety hazards. Seniors 62+ may qualify for grants up to $10,000. Some Midvale areas may qualify.

Loan at 1% interest or grant for seniors 62+; verify rural eligibility

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Loans up to $40,000 at 1% interest for repairs
  • Grants up to $10,000 for seniors 62+ to remove hazards
  • Very low income required (50% AMI or below)
  • Must verify rural eligibility for Midvale address
  • Owner-occupied only, no rental properties

How to Apply

A grant-savvy contractor in Midvale, UT can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Midvale early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Ongoing, contact local USDA office

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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