USDA Section 504 Home Repair Loan & Grant

About This Program

Low-interest loans and grants for very low-income homeowners to repair, improve, or modernize homes in eligible rural areas. Grants up to $10,000 available for seniors (62+) to remove health and safety hazards. Midwest City is not designated rural; verify eligibility at USDA office.

Loan at 1% interest; grant component for seniors 62+ to remove hazards

Key Details

• Loan up to $40,000 at 1% interest
• Grant up to $10,000 for seniors 62+
• Income at or below 50% AMI required
• For health, safety, and accessibility repairs
• Midwest City may not qualify; verify rural eligibility

How to Apply

A grant-savvy contractor in Midwest City, OK can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round, subject to funding