Home Improvement Grants in Midwest City.

Find grants, rebates, forgivable loans, and free programs for Midwest City, OK, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Midwest City, OK, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 11 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants18Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $24,999

Midwest City Owner-Occupied Rehabilitation Program

CDBG-funded forgivable loan program for major home repairs in Midwest City. Loan is forgiven after 5 years of continued ...

Home Repair
Up to $7,500 grant

Midwest City Emergency Home Repair Grant

Emergency grant for urgent health and safety repairs in owner-occupied homes within Midwest City limits. Covers immediat...

Emergency
Up to $15,000 grant

Midwest City ADA Home Modification Program

Provides grants to modify homes for accessibility for disabled or elderly residents in Midwest City. Covers ramps, wider...

Seniors & Disability
Average $9,500 in weatherization improvements

Oklahoma Weatherization Assistance Program (WAP)

Federally-funded weatherization program administered through local Community Action agencies serving Oklahoma County. Pr...

Weatherization
Up to $300 in free products

OG&E Home Energy Checkup

Professional in-home energy assessment available to all OG&E residential customers. Includes installation of free energy...

Energy
Up to $1,200 rebate

OG&E Heat Pump Rebate Program

Cash rebate for installing qualifying high-efficiency electric heat pumps in OG&E service territory. Rebate amounts vary...

Energy
$125 rebate per thermostat

OG&E Smart Thermostat Rebate

Rebate for purchasing and installing qualifying smart thermostats that allow for demand response participation. Eligible...

Energy
Up to $350 rebate

OG&E Electric Water Heater Rebate

Rebate for replacing gas or propane water heaters with electric heat pump water heaters or standard electric resistance ...

Energy
State credit not currently available

Oklahoma Solar Energy Tax Credit

Oklahoma's state solar tax credit program has expired. However, residential solar installations still qualify for the fe...

Solar/Renewable
Bill credits for excess generation

OG&E Net Metering for Solar

Net metering allows OG&E customers with solar panels to receive credits for excess electricity sent back to the grid. Sy...

Solar/Renewable
Free lead hazard testing and removal

Oklahoma Lead-Based Paint Hazard Control Program

HUD-funded program to identify and remediate lead-based paint hazards in homes built before 1978 in Oklahoma County. Pri...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Low-interest loans and grants for very low-income homeowners to repair, improve, or modernize homes in eligible rural ar...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet adaptive needs. E...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home to meet disability-related needs. Eligibl...

Veterans
Varies by project; up to complete home modification

Oklahoma Housing Finance Agency (OHFA) Housing Rehab for Accessibility

OHFA periodically administers accessibility and rehabilitation programs using state and federal HOME funds. Programs pri...

Seniors & Disability
Up to $5,000 for minor repairs

Oklahoma County Senior Home Repair Assistance

Provides minor home repair assistance to low-income senior homeowners (age 60+) in Oklahoma County. Covers small repairs...

Seniors & Disability
Up to $10,000 for mitigation

Oklahoma Homeowner Disaster Resilience Grant

State-funded program to help homeowners implement disaster mitigation measures such as safe rooms, storm shelters, enhan...

Disaster
Up to $5,000 grant or low-interest loan

Midwest City Sewer Lateral Repair Assistance

Financial assistance for repair or replacement of private sewer laterals connecting to the city main line. Available as ...

Home Repair
Up to $3,000 assistance

Midwest City Water Service Line Replacement Program

Cost-share program to assist homeowners with replacement of aging or lead water service lines from the main to the home....

Home Repair
Up to $10,000 grant

Midwest City CDBG Roof Replacement Program

CDBG-funded program to replace failing roofs on owner-occupied homes in Midwest City. Priority given to homes with activ...

Home Repair
Up to $8,000 grant

Midwest City HVAC Replacement Assistance

Provides HVAC replacement or major repair for low-income homeowners in Midwest City with non-functioning heating or cool...

Home Repair

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Midwest City

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Frequently asked questions

What home improvement grants are available in Midwest City, OK?

25 programs are currently listed for Midwest City, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Midwest City have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Midwest City, 18 programs do not require repayment, 1 is forgivable loan, and 4 are rebates.

How do I apply for home repair grants in Midwest City?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.