Montana DEQ Septic System Loan Program

Montana Department of Environmental Quality

Available Home Repair

About This Program

Low-interest loans for Montana homeowners to repair or replace failing on-site wastewater treatment systems (septic systems). Available for owner-occupied primary residences with documented system failures. Interest rate fixed at 3% with terms up to 10 years.

Loan at 3% interest for septic system repair or replacement

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Low-interest loan up to $25,000
  • 3% fixed interest rate, 10-year terms
  • For failing septic system repair/replacement
  • Owner-occupied primary residence required
  • No income restrictions

How to Apply

A grant-savvy contractor in Miles City, MT can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Miles City early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications accepted year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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