NJHMFA Home Improvement Loan Program

New Jersey Housing and Mortgage Finance Agency

Available Home Repair

About This Program

Low-interest home improvement loans for income-eligible New Jersey homeowners. Funds can be used for repairs, improvements, and renovations of owner-occupied homes with favorable terms and rates.

Loan amount based on income, credit, and project scope

Key Details

  • Low-interest loans up to $25,000
  • Income at or below 80% AMI required
  • Must be owner-occupied primary residence
  • Covers repairs, renovations, improvements
  • Favorable terms for qualifying households

How to Apply

A grant-savvy contractor in Millburn, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Millburn, NJ

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs