USDA Section 504 Home Repair Program

USDA Rural Development

Available Senior & Disability

About This Program

Low-interest loans and grants for very low-income homeowners to repair, improve, or modernize homes in eligible rural areas. Seniors age 62+ may qualify for grants up to $10,000 for accessibility and safety improvements. Note: Millburn is not typically designated rural but nearby Essex County areas may qualify.

Combination of low-interest loan and grant for seniors

Key Details

  • Loans up to $27,500 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Very low income required (50% AMI)
  • Must be in eligible rural area (limited in Millburn)
  • Covers health, safety, accessibility repairs

How to Apply

Get free help applying Visit Official Program Page Track this program

(732) 981-4060

A grant-savvy contractor in Millburn, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

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