USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

USDA program providing loans up to $27,500 and grants up to $10,000 for very low-income homeowners age 62+ to repair or improve homes in eligible rural areas. Grants available only to seniors unable to repay a loan. Check USDA eligibility map for Millcreek addresses.

Grant for seniors 62+, loan for others; amounts based on income and need

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Loans up to $27,500 at 1% interest
  • Grants up to $10,000 for seniors 62+ (very low income)
  • Must be in USDA-eligible rural area
  • Income at or below 50% AMI required
  • Repairs must remove health/safety hazards

How to Apply

A grant-savvy contractor in Millcreek, UT can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Millcreek early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications accepted year-round

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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