USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

USDA program for very low-income homeowners in eligible rural areas of Erie County to repair, improve, or modernize their homes. Loans up to $40,000 at 1% interest; grants up to $10,000 for seniors 62+ to remove health and safety hazards or make accessibility improvements.

Combination of low-interest loan and potential grant for seniors

Key Details

  • Loan up to $40,000 at 1% interest
  • Seniors 62+ can get grant up to $10,000
  • Income at or below 50% AMI required
  • Must be in USDA-eligible rural area
  • Covers repairs, accessibility, hazard removal

How to Apply

Get free help applying Visit Official Program Page Track this program

(814) 726-2283

A grant-savvy contractor in Millcreek, PA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Year-round applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Millcreek, PA contractors

Find More Programs in Millcreek, PA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs