Mecklenburg County Owner-Occupied Rehabilitation Program

Mecklenburg County Community Development

Available Home Repair

About This Program

CDBG-funded program providing forgivable loans for major home repairs to income-qualified owner-occupants in Mecklenburg County. Loan is forgiven after 10 years of continued owner-occupancy.

Forgivable loan, no repayment if you stay in the home 10 years

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Forgivable loan up to $30,000 for major repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied in Mecklenburg County
  • Forgiven after 10 years of continuous residency
  • Covers structural, roofing, HVAC, plumbing, electrical

How to Apply

A grant-savvy contractor in Mint Hill, NC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Mint Hill early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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