North Carolina Septic Repair Program

NC Department of Health and Human Services

Available Home Repair

About This Program

Low-interest loan program to repair or replace failing septic systems for income-qualified homeowners. Protects public health and water quality by addressing failing wastewater systems.

Low-interest loan amount based on septic system repair/replacement cost

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Low-interest loans up to $20,000
  • For failing septic system repair/replacement
  • Income limits apply (typically up to 80% AMI)
  • Protects groundwater and public health
  • Apply through Mecklenburg County Health Department

How to Apply

A grant-savvy contractor in Mint Hill, NC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Mint Hill early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications through local health departments

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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