Indiana Homestead Standard Deduction

St. Joseph County Auditor

Available Property Tax Relief

About This Program

Indiana's standard homestead property tax deduction for owner-occupied primary residences. Reduces assessed value by up to 60% (with additional supplemental deduction), lowering property tax bills for all qualifying homeowners regardless of income.

Estimated annual property tax savings based on homestead deduction

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to 60% reduction in assessed value
  • Available to all owner-occupied primary residences
  • No income requirement
  • File through St. Joseph County Auditor
  • Must be claimed annually

How to Apply

A grant-savvy contractor in Mishawaka, IN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: File annually with property tax return

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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