Find grants, rebates, forgivable loans, and free programs for Mishawaka, IN, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Mishawaka, IN, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 12 require no income limit.
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides forgivable loans to income-qualified owner-occupants in Mishawaka for comprehensive home repairs including roof...
Grant program for accessibility modifications including wheelchair ramps, widened doorways, grab bars, accessible bathro...
Provides emergency grants for immediate health and safety hazards in owner-occupied homes including furnace failure, roo...
Financial assistance for repair or replacement of private sewer lateral lines from home to city main for Mishawaka homeo...
Federally-funded program administered by IHCDA providing free weatherization services including insulation, air sealing,...
HUD-funded lead hazard reduction program for homes built before 1978 with children under age 6 or pregnant women. Provid...
Federal HOME funds allocated to Indiana for owner-occupied rehabilitation, administered through local Community Developm...
Rebates for NIPSCO gas and electric customers who install qualifying energy-efficient equipment including furnaces, wate...
Rebate for NIPSCO electric customers who install qualifying high-efficiency electric heat pumps. Eligible heat pumps mus...
Free energy efficiency services for income-qualified NIPSCO customers including home energy assessment, insulation, air ...
Indiana requires utilities including NIPSCO to offer net metering, allowing homeowners with solar panels to receive cred...
Federal tax credit covering 30% of the cost of solar panel installation (and battery storage if charged by solar) for re...
USDA loans and grants for very low-income rural homeowners to repair, improve, or modernize their homes. Grants up to $1...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their disability-...
Grant for veterans with certain service-connected disabilities (such as blindness or loss of use of both hands) to adapt...
Indiana property tax deduction for homeowners age 65+ with income below $30,000 (single) or $40,000 (joint). Reduces ass...
Indiana's standard homestead property tax deduction for owner-occupied primary residences. Reduces assessed value by up ...
Indiana allows homeowners to deduct mortgage interest paid on their primary residence from state income taxes. Works in ...
Low-interest loan program through Indiana State Department of Health for homeowners who need to repair or replace failin...
Grant program for senior homeowners (60+) in St. Joseph County for minor home repairs and modifications that enable them...
Free comprehensive homebuyer education program required for IHCDA mortgage programs. Covers budgeting, credit, home main...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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