USDA Section 504 Home Repair Program

U.S. Department of Agriculture Rural Development

Available Senior & Disability

About This Program

USDA provides loans and grants to very-low-income homeowners in eligible rural areas to repair or improve their homes. Grants up to $7,500 available to seniors age 62+ to remove health and safety hazards. Mission Viejo is not typically eligible as a rural area but surrounding communities may qualify.

Senior grants up to $10,000; loans up to $27,500 at 1% interest over 20 years

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Grants up to $7,500 for seniors 62+
  • Loans up to $27,500 at 1% interest
  • Must be in USDA-eligible rural area
  • Very low income required (50% AMI)
  • Repairs must address health/safety hazards

How to Apply

A grant-savvy contractor in Mission Viejo, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Mission Viejo early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications

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Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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