Home Improvement Grants in Mission Viejo.

Find grants, rebates, forgivable loans, and free programs for Mission Viejo, CA, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Mission Viejo, CA, with individual awards up to $250,000. 4 programs target seniors, 3 serve veterans, and 15 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 per household

California Weatherization Assistance Program (WAP)

Federally-funded weatherization services for income-qualified households in Orange County, including insulation, air sea...

Weatherization
FHA/VA/USDA loans with down payment assistance

CalHFA Mortgage Assistance Program

CalHFA offers first-time homebuyer loans with down payment assistance programs throughout California, including Orange C...

Homebuyer
Up to $7,500 in rebates

SCE Home Energy Efficiency Rebates

Southern California Edison offers rebates for energy-efficient home improvements including HVAC upgrades, insulation, du...

Energy
Up to $4,500 in appliance rebates

SoCalGas Energy Efficiency Rebates

SoCalGas offers rebates for high-efficiency natural gas appliances including furnaces, tankless water heaters, pool/spa ...

Energy
Up to $3,000 heat pump rebate

Tech Clean California Heat Pump Incentive

State-funded rebates for installing heat pump HVAC systems in existing single-family homes. Additional $1,000 bonus for ...

Energy
Up to $2,000 in water rebates

Orange County Water District Rebate Program

Rebates for water-efficient landscaping, high-efficiency toilets, smart irrigation controllers, and turf removal. Suppor...

Home Repair
Federal tax credit + local incentives

California Solar Initiative (CSI)

Residential solar photovoltaic installations eligible for 30% federal tax credit through 2032. SCE customers can take ad...

Solar/Renewable
Up to $1,000 per kWh storage

Self-Generation Incentive Program (SGIP)

California incentive program for home battery storage systems. Provides upfront rebates for installing energy storage, p...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA provides loans and grants to very-low-income homeowners in eligible rural areas to repair or improve their homes. G...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to meet their disability-related ne...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a family member's home in which they reside. Covers mod...

Veterans
Up to $40,000 forgivable loan

Orange County HOME Investment Partnerships

HUD HOME funds administered by Orange County for owner-occupied home rehabilitation in unincorporated areas and particip...

Home Repair
Up to $30,000 deferred loan

Mission Viejo CDBG Home Rehabilitation

City of Mission Viejo CDBG-funded program providing deferred, zero-interest loans for essential home repairs to low- and...

Home Repair
Up to $5,000 grant

Mission Viejo Senior Home Modification Grant

Grant program for Mission Viejo seniors age 62+ to make accessibility modifications that allow them to age in place safe...

Seniors & Disability
Up to $3,000 retrofit rebate

California Earthquake Brace + Bolt Program

State-funded rebates for seismic retrofitting of older wood-frame houses with raised foundations or crawl spaces. Availa...

Disaster
Up to $7,000 assessed value reduction

California Homeowners' Property Tax Exemption

Reduces the assessed value of owner-occupied homes by $7,000, saving approximately $70-$100 annually in property taxes. ...

Property Tax Relief
Up to $161,073 assessed value exemption (2024)

California Disabled Veterans' Exemption

Property tax exemption for California veterans with service-connected disabilities rated at 100% by the VA, or those who...

Property Tax Relief
Defer property taxes until home sale

California Property Tax Postponement Program

Allows eligible seniors age 62+, blind, or disabled homeowners to defer payment of property taxes on their principal res...

Property Tax Relief
Rebate or payment plan available

Santa Margarita Water District Sewer Lateral Assistance

Provides assistance to Mission Viejo homeowners for required sewer lateral repairs or replacements. Interest-free paymen...

Home Repair
Free lead hazard assessment and remediation

California Childhood Lead Poisoning Prevention Program

State program providing free lead hazard assessments and remediation for homes where a child under age 6 has an elevated...

Home Repair
Up to $15,000 per household

California Disaster Assistance Program

State-funded assistance for California residents impacted by federally-declared disasters when federal assistance is not...

Disaster

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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