USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans (1%) and grants for very low-income homeowners in eligible rural areas to repair, improve, or modernize homes or remove health and safety hazards. Grants up to $10,000 available for seniors (62+) who cannot repay a loan.

Typical combination of loan and grant for eligible senior homeowner

Key Details

  • Low-interest loans (1%) up to $40,000
  • Grants up to $10,000 for seniors 62+ unable to repay loan
  • Income at or below 50% AMI required
  • Must be in eligible rural area near Mission
  • Covers health/safety hazards and accessibility

How to Apply

A grant-savvy contractor in Mission, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to funding

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Mission, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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