Maryland Homeowner Assistance Fund (HAF)

Maryland Department of Housing and Community Development

Available Home Repair

About This Program

Federal HAF program helping Maryland homeowners who experienced financial hardship after January 21, 2020. Provides assistance with past-due mortgage payments, property taxes, utilities, insurance, and HOA fees.

Assistance covers mortgage arrears, property taxes, and housing-related costs

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to $30,000 for mortgage and housing costs
  • Income at or below 150% area median income
  • Must demonstrate COVID-19 related hardship
  • Covers mortgage, taxes, insurance, utilities, HOA
  • Available statewide to qualifying homeowners

How to Apply

A grant-savvy contractor in Mitchellville, MD can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Mitchellville early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications accepted through December 31, 2025 or until funds exhausted

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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