AHFA Mortgage Credit Certificate

Alabama Housing Finance Authority

Available Down Payment

About This Program

Federal tax credit equal to 30% of annual mortgage interest paid, providing extra cash for qualifying Mobile County homebuyers. Credit can be claimed annually for the life of the mortgage.

Annual federal tax credit worth approximately $2,000 per year

Key Details

  • 30% of mortgage interest as annual tax credit
  • Average value $2,000 per year
  • Available for life of the loan
  • First-time homebuyers in Mobile County
  • Income and purchase price limits apply

How to Apply

Visit Official Program Page Track this program

(334) 244-9200

Deadline: Ongoing while allocation available

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