AHFA Step Forward Down Payment Assistance

Alabama Housing Finance Authority

Available Down Payment

About This Program

Down payment assistance for first-time homebuyers in Mobile County. Provides up to 5% of purchase price or $15,000 (whichever is less) as a forgivable second mortgage that is forgiven after 5 years.

Second mortgage forgiven after 5 years of owner occupancy

Key Details

  • Up to $15,000 or 5% of purchase price
  • Forgivable second mortgage after 5 years
  • First-time homebuyers in Mobile County
  • Income limits apply by household size
  • Must complete homebuyer education

How to Apply

Visit Official Program Page Track this program

(334) 244-9200

Deadline: Ongoing while funds available

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