USDA Section 504 Home Repair Program

About This Program

USDA provides low-interest loans and grants to very low-income homeowners in eligible rural areas to repair or improve their homes. Grants up to $10,000 available for homeowners age 62+ who cannot repay a loan. Loans available at 1% interest for up to 20 years. Contact USDA to verify Moline address eligibility.

Combination of loan and grant based on income and age; grants for seniors 62+

Key Details

• Loans up to $40,000 at 1% interest
• Grants up to $10,000 for seniors 62+
• Very low income required (50% AMI or below)
• Must be in USDA-eligible rural area
• Contact USDA to verify Moline address eligibility

How to Apply

A grant-savvy contractor in Moline, IL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Year-round applications