North Carolina HOME Owner-Occupied Rehabilitation

NC Housing Finance Agency (HOME)

Available Home Repair

About This Program

Federal HOME funds administered through local nonprofits to provide major home rehabilitation for low-income homeowners. Covers health, safety, and code violations. Loan is forgiven after 5-15 years depending on amount. Available through participating agencies in Union County.

Forgivable loan up to $50,000, forgiveness period 5-15 years based on amount

Key Details

  • Forgivable loan up to $50,000 for major repairs
  • Income at or below 80% AMI required
  • Covers health, safety, and code violations
  • Forgiveness period 5-15 years based on loan amount
  • Apply through participating local agencies

How to Apply

A grant-savvy contractor in Monroe, NC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Check with local participating agencies for availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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