USDA Section 504 Home Repair Grant & Loan

USDA Rural Development

Available Home Repair

About This Program

Provides grants up to $10,000 for very-low-income seniors (62+) to remove health and safety hazards, and loans up to $20,000 at 1% interest for low-income homeowners in eligible rural areas of Union County. Must be unable to obtain affordable credit elsewhere.

Grant portion for seniors 62+; loan at 1% interest for up to 20 years

Key Details

  • Grant up to $7,500 for seniors 62+ to remove hazards
  • Loan up to $20,000 at 1% interest for repairs
  • Very low income required (50% AMI or below)
  • Must be in eligible rural area of Union County
  • Cannot obtain affordable credit elsewhere

How to Apply

A grant-savvy contractor in Monroe, NC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round, subject to funding

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Monroe, NC

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs