Pennsylvania HEMAP (Homeowners Emergency Mortgage Assistance)

Pennsylvania Housing Finance Agency (PHFA)

Available Home Repair

About This Program

State-funded program providing interest-free loans to Pennsylvania homeowners facing foreclosure due to circumstances beyond their control. Assists with mortgage arrearages, property taxes, homeowners insurance, and mortgage principal reduction. Borrowers must demonstrate reasonable prospect of resuming payments.

Loan amount based on arrearages and ability to resume payments

Key Details

  • Interest-free loan for homeowners facing foreclosure
  • Covers mortgage arrearages, taxes, insurance
  • Must demonstrate hardship beyond your control
  • Up to 24 months of assistance available
  • Must show ability to resume payments

How to Apply

A grant-savvy contractor in Monroeville, PA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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