CalHFA Rehabilitation Loan Program

California Housing Finance Agency

Available Home Repair

About This Program

Offers low-interest deferred loans to income-eligible California homeowners for major home repairs and health/safety improvements. Loan is deferred with no monthly payments; repaid when the home is sold, refinanced, or title transfers.

Deferred loan with no monthly payments until sale or refinance

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Deferred loan up to $25,000 for major repairs
  • Income limits vary by household size and county
  • No monthly payments required
  • Repaid when home is sold or refinanced
  • Covers health, safety, and structural repairs

How to Apply

A grant-savvy contractor in Montclair, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Montclair early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Ongoing, subject to funding

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Montclair, CA

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