USDA Section 504 Home Repair Loan & Grant

U.S. Department of Agriculture Rural Development

Available Home Repair

About This Program

Federal program providing low-interest loans (up to $27,500) and grants (up to $10,000 for seniors 62+) to very-low-income rural homeowners for essential home repairs. Montclair is not designated rural; verify eligibility by address.

Loan up to $27,500 at 1% interest; seniors 62+ may receive grant up to $10,000

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Loan up to $27,500 at 1% interest for repairs
  • Seniors 62+ may qualify for grant up to $10,000
  • Very-low-income homeowners only
  • Must be in USDA-designated rural area (verify address)
  • Covers health and safety hazards, accessibility

How to Apply

A grant-savvy contractor in Montclair, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Montclair early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Montclair, CA

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