NJHMFA Senior Home Improvement Loan

NJ Housing and Mortgage Finance Agency

Available Senior & Disability

About This Program

Low-interest loan program for New Jersey homeowners age 62 and older to make necessary home improvements, repairs, and accessibility modifications. Loans feature below-market rates and flexible repayment terms.

Low-interest loan requiring monthly repayment, rates below market

Key Details

  • Low-interest loan up to $15,000
  • Must be 62 years or older
  • Below-market interest rates
  • Flexible repayment terms
  • Available statewide in New Jersey

How to Apply

A grant-savvy contractor in Montclair, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Montclair, NJ

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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